Education horizon session
Focused on school-fee timelines, currency exposure, and savings discipline for one or two dependents. Suitable before enrollment contracts.
Vector Array Family Planning
Checklist-led financial planning consultations for education savings, school-fee timelines, and family cash-flow decisions—grounded in your household goals, not generic product pitches.
+66-53-218-746 · Chiang Mai head office
Education savings checklist before you commit fees
Thai households often juggle international school deposits, university abroad, and local degree pathways in the same decade. We map each goal to a funding lane: registered savings habits, planned liquidity buffers, and insurance only where it genuinely protects the plan.
Use this gate before signing multi-year fee schedules: confirm who pays, which currency you earn in, and what happens if income pauses for six months. Our consultation sessions walk through that list with your real numbers—or ranges you are willing to share.
Planning rail: from intake to written priorities
Intake checklist
You complete a structured pre-session list: dependents, school stages, existing funds, debt obligations, and risk comfort. No account passwords or trading access required.
Education savings mapping
We align each child’s horizon with contribution capacity, inflation assumptions stated as ranges, and liquidity rules so tuition deadlines do not force distressed sales.
Family cash-flow harmonization
Household income spikes (bonuses, rental income, freelance months) are scheduled against fixed education outflows and emergency reserves.
Written action memo
You receive plain-language next steps: what to fund monthly, what to defer, and which questions to ask schools or insurers—without product commissions on our side.
Consultation formats for families in Thailand
Household planning review
Broader family financial planning: debt structure, protection gaps, retirement overlap with education peaks, and documented trade-offs.
Follow-up alignment
Shorter check-ins after life changes—job moves, new school quotes, or inheritance—to keep the checklist current without restarting from zero.
Fees are quoted after scope is confirmed; we do not publish unverified price tables.
Questions families ask before booking
Do you sell investment products?
Our role is planning and documentation. If you need product placement, we outline what to evaluate; we do not claim affiliation with specific fund houses unless you later confirm one in writing.
Can meetings happen in Chiang Mai?
Yes. Sessions can be held at our Huay Kaew Road office or remotely for households elsewhere in Thailand, with materials shared securely after the session.
Is this regulated investment advice?
We provide financial planning consultations and education savings structuring support. Licensing boundaries are discussed at intake; we avoid guaranteed return language.
What should I prepare?
Recent income summary, existing savings balances, school fee quotes, and insurance schedules—even rough figures help the checklist move faster.
Who this is for—and who should look elsewhere
Good fit
- Parents comparing Thai and overseas education paths
- Households coordinating multiple dependents’ fee calendars
- Professionals wanting a written plan before large school deposits
Not a fit
- Visitors seeking anonymous stock tips or crypto signals
- Organizations needing audited statutory accounts preparation
- Anyone requiring guaranteed investment performance claims